The opinions expressed on this site are those solely of Joe McHugh and do not necessarily represent those of Retirement Wealth Advisors, Inc (“RWA”) or FormulaFolio Investments, LLC (“FFI”). This website is made available for educational and entertainment purposes only. Mr. McHugh is an Investment Adviser Representative of RWA and Commodity Trading Advisor of McHugh Financial LLC, registered with the Securities and Exchange Commission and National Futures Association respectively. This website is for informational purposes only and does not constitute a complete description of the investment services or performance of RWA or McHugh Financial. Nothing on this website should be interpreted to state or imply that past results are an indication of future performance. A copy of RWA’s and McHugh Financial’s Part II of Form ADV and privacy policy is available upon request. This website is in no way a solicitation or an offer to sell securities or investment advisory services. Mr. McHugh, RWA, and McHugh Financial disclaim responsibility for updating information. In addition, Mr. McHugh, RWA, and McHugh Financial disclaim responsibility for third-party content, including information accessed through hyperlinks.